Buy Now, Pay Later

Shariah finance laws: 0% interest!

Imagine the possibilities if you could buy all your favorite things
in 3 monthly instalments with no interest owed at any time

No Active Installments Available

How Does It Work?

Checkout
Select stuff and choose buy now pay later option at checkout
Get Your Stuff
Receive your order and pay in 3 interest free installments with no markup
Pay Later
Pay later for all your favorite goods by linking your debit or credit card!

Exclusive benefits for Customers

No interest. No catch.
Every transaction you make is 100% interest free and without any extra fee.


Full transparency.
With an instant decision, you can complete your purchase directly. It’s the simplest one-time sign-up process. Get a full overview of your payments online.


No applications or lengthy processes
Since it’s your credit/debit card, there are no lengthy process involved in approving the installments and make things complicated to slow you down at checkout.


Split the repayments
An alternative to cash payment and gives you the flexibility to shop what you want, when you want, without breaking the bank and split your payments across 3 months.


Auto-repay
Payments are taken automatically from your account each month so you won't have to worry

For any queries related to instalment plans, please call 03 111 XIAOMI (942664) or email us at: [email protected]

KalPay’s Terms & Conditions

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